Reborn with Consumption System

Chapter 875 - 360: Can’t Wait Any Longer (Part 2)

"When does your family’s property open for sale? How is it being sold?!"This question gave little brother-in-law Ma Long, who had just taken over and wasn’t prepared, quite a shock.

"Sorry, buddy, our property isn’t for sale right now!"

With a hint of street-style bravado, Ma Long left the other person dumbfounded.

"But your sales office is open, and there’s a sales hotline..."

"Oh, we’ll take that down tomorrow."

"..."

Yang Xiaoyong and Ma Long’s brother-in-law couldn’t continue the conversation. Their first communication began inexplicably and ended inexplicably.

But the news eventually spread from the mouths of Yang Xiaoyong and Shen Cheng.

Soon, most of the wealthy in Dream City knew that Mr. Han had taken over Pan Dajun’s Dream Garden and would likely visit frequently.

Those with active minds started scheming immediately.

Unfortunately, Ma Long kept a tight lip, and no one could figure out when the Dream Garden, with its topped-out structure, would officially open for sale.

...

On Sunday, Han Lie received a flood of invitations once again.

This buzz wasn’t going to die down anytime soon. The more the stock market fell, the more eager those people became.

Apart from dinner invites, invitations from major banks, brokerage firms, and universities for lectures kept pouring in.

Some small private equity firms and unlicensed investment companies even offered a sky-high fee of 10 million for two hours of appearance.

In the securities market, having a reputation makes making money this easy.

If Han Lie was inclined to hustle, he could run a few times to each provincial capital institution, and with five small lectures and two large ones a week, making 50 million would be like playing around.

But earning money this way would be quite disgraceful. Xu Xiang never did it, and God Lie would never accept it either.

During the day, he took the time to really arrange a meal with fellow town folks.

A meal of exquisite Huaiyang cuisine left the coal magnates tasteless.

Too sudden, we didn’t even have time to arrange for any girls...

At the table, Han Lie didn’t mention the Dream Garden, but someone asked proactively.

With a shallow smile, Han Lie waved his hand, "That’s an enterprise I set up for my parents. I’m not clear on the details, nor do I have time to manage it..."

And then he said no more, which left everyone itching with curiosity.

They really wanted to buy, but Han Lie was determined not to sell.

Each of them seemed to think they were giving me some great favor. Do I need your meager 40,000 per square meter output?

Just wait!

When the fund’s net value is high enough, when you figure out who owes whom a favor, then we’ll discuss this matter.

The lunch was very plain, leaving the coal magnates feeling lost, sensing something amiss but unable to pinpoint any fault with Han Lie.

"Mr. Han has already shown great respect, hasn’t he?"

Afterward, the coal magnates left dejected, while Han Lie continued on to his next engagement.

The whole day was busy, yet he didn’t really tackle any serious business, just listened to flattery and bragging.

However, starting from the new week, everything began to progress smoothly and quickly.

On Monday, the contract with Magic Capital Bank was signed.

On Wednesday, the SPD Bank project was finalized.

On Thursday, the fundraising for Sky One Fund was completed, starting the approval process.

Contrarily, Supernova One fell behind, with several funds still not in place.

On Friday, Magic Capital Bank’s project payments were wired, and the intermediary fee was received.

Han Lie had previously received a 37.5 million consultation fee from President Qi. The subsequent situation was: the funding party 5% + the channel party 0.2% + the custodian party 1.3% + the guarantor party 3% = total cost 9.5%.

On the other hand, the Jinguang project’s total cost was given as 11.5%, allowing Han Lie to pocket an additional 2%, a total amount of 7.5 billion, translating to an income of 150 million.

The SPD Bank project’s total was 20 billion, and Han Lie took a 0.4% intermediary fee, i.e., 80 million.

The project scale was larger, yet the earnings were ironically less.

Because they had previously agreed on a fixed ratio of 0.3% to 0.5%.

If not for some backdoor dealings with Huang Xing, the other party might not have provided 0.4%.

But Han Lie wasn’t losing out. If it weren’t for the SPD Bank’s 20 billion project filling up Magic Capital Trust, the Jinguang project’s guarantee fee would not have dropped to as low as 3%.

If you don’t believe it, go ask around the world. Except for special circumstances, which guarantee fee falls below 4.5%?

Interestingly, if someone else dared to make money through this approach, they would inevitably have to use a significant portion of the profit for grease money.

By then, their hands would certainly be dirty.

But Han Lie was different—young and pure, he’d never go down that route.

Rarely, people were actually willing to gamble with him.

To be honest, everyone is waiting to see his results now. If future fund earnings fall short of expectations, at least half of the relationships he’s currently maintaining would be severed.

It’s more than just whether or not ties are broken; he’d have quite a few haters and critics.

Panzi even had a moment of apprehension for him.

Of course, there have always been those who walk the edge, but to play at Han Lie’s level with bits and scraps, everyone must acknowledge his skills.

That’s what finance is all about.

...

Besides, the income from the lectures was also accounted for: 452 clients, totaling 918 million in actual payments, with 14 million refunded, leaving the rest directly divided.

Originally, the agreement was "64% of net earnings after deducting costs." But with Han Lie earning so much, he couldn’t be bothered to haggle over a few pennies.

So he directly distributed 376 million, leaving a gross profit of 528 million.

After deducting costs for gifts, banquets, etc., the actual profit was 460 million.

Adding in the previous intermediary fee income, before the fund even began running, Zhongmei had already made seven small objectives.

Five billion of that went directly into the inferior part of Sky One Fund.

The remaining funds were recorded and could be used for proprietary trading, as long as it was well-separated from the two funds.

Han Lie’s personal disposable cash hadn’t increased, and his consumption experience hadn’t risen, but his consumption potential surged significantly—waiting for the right timing at 1 billion units.

...

As Zhongmei began distributing money to its partners, legends of God Lie spread through major banks and brokerage firms.

3.76 billion may not sound like much, but divided among more than 50 people, it averaged out to 7 million per person...

Honestly, no one could resist commending Han Lie.

Take the office director of Magic Capital Bank as an example. Although he’s at a pretty high level, his actual annual salary, including various bonuses, is less than 600,000—left with after-tax earnings, how much is that?

Sure, there’s some extra income, but it’s far from that much, and not even 5 or 8 years of saving can match this single wave.

The direct result is... invitations to go out partying with God Lie became increasingly frequent, almost scheduled two months in advance.

Their attitudes were almost all the same: "Mr. Han, just come, you don’t have to worry about a thing, let big brother arrange it!"

No time lately?

No problem, I’ll wait as long as it takes, whenever you’re free, we cash in!

Honestly, if it were a normal person with a composition of over 60 and special features over 60, fully indulging in this arrangement would guarantee the kidneys would be shattered into bits...

It’s no exaggeration to say that Han Lie’s reputation exploded among mid-level partners and spread rapidly throughout the industry.

"Mr. Han has a high level of expertise, broad-mindedness, and is particularly generous."

Such compliments came effortlessly.

Almost everyone who knew Han Lie took pride in it, those who hadn’t interacted with him were half-believing, half-doubting, completely puzzled.

A few who knew friends who gained several years’ worth of salary in this grand feast became so envious and jealous that their eyes turned red.

"I also have big clients!"

"Why didn’t they approach me?!"

Various such sentiments were numerous and endless.

Of course, the public reaction was practically nonexistent; everyone did a great job of keeping it under wraps.

The outside world didn’t even know such a lecture occurred. Only peers of certain levels knew some information, but it wasn’t comprehensive.

And as the new week began, with the market consistently declining, the focus of both retail investors and experts was shifting.

By Friday, the index touched its lowest point of 2030, then began to consolidate.

It seemed that it couldn’t fall any further, there were even signs of an imminent rebound.

So, various experts and pundits began proclaiming the bottom had arrived, urging everyone to hurry and buy in.

However, those who had attended Han Lie’s lecture remained in silent anticipation.

If the resistance at the integer threshold is so strong, will the numbers starting with 19 really appear?

If this most basic judgment proves to be correct, does it mean... Mr. Han’s assessment of the whole market cycle is also accurate?!

Those who bought into Han Lie’s fund are waiting, and even those who couldn’t or wouldn’t buy are waiting too.

Yet, as the information spread, eventually, some people couldn’t wait any longer, unable to sit still.